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ATM Locator



national income life insurance company

Fee Schedule

Type of ServiceCharge per Item
NSF Check$25.00
Stop Payment$6.00
Returned Deposit$25.00
Copy of Statement$1.00
Print-outs$1.00 per account / period
Copy of Check$1.00
Debit Card FeeATM owner fees may apply (1st 2 free and $1 per usage at participating ATM – see ATM Locator)
Lost/Stolen Debit Card$5.00 for second occurrence or after reissue
Document Research$15.00 per hour
Reconciliation$25.00 per period
Wires$15.00
Cashiers Check$2.00 for third party checks

Funds Availability Policy

All personal checks may be subject to the following holds:

  • Local checks: 2-day hold
  • Non-local instate: 4-day hold
  • Non-local OR out-of-state: 5-day hold

There are no holds on:

  • Cash
  • Electronic Deposits
  • US Treasury Funds, Federal Reserve Checks
  • USPS Money Order
  • State/Local Government Checks
  • Cashiers’ Certified and Teller Checks