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Loan Rates

Loan TypeRate / Terms
Signature Loans (Overdraft / Personal)Variable rate as low as 13.50% APR
Fixed rate as low as 15.0% APR
Maximum $5,000.00 with 36 months to pay
Credit CardAs low as 8.9% APR fixed rates
Payments based on 3% of outstanding card balance.
Home Equity Line of CreditVariable rate 8.50% APR up to $75,000.00 / 180 months with no closing costs effective 10/1/2022.
The maximum Annual Percentage Rate that may apply is 15% apr.
Home Equity LoanFixed rate with 10 years to repay – call office for rate 716-614-6445
Home Improvement LoanUp to $10,000 at 9.75% APR with 10 year payoff
New CarsAs low as 3.9% APR 1
Used CarsAs low as 4.90% APR 1
All dollar limits are dependent on the NADA retail price for used vehicles.
Share Secured (Fixed Rate)2.50% APR / no $ limit up to 120 months
New Recreational Vehicles6.50% APR/ 100% financed up to 120 months
Used Recreational Vehicles8.50% APR/ 100% financed up to 120 months

1 Certain Restrictions Apply. Rates are based on TransUnion Credit Score.