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Loan Rates
| Loan Type | Rate / Terms |
|---|---|
| Signature Loans (Overdraft / Personal) | Variable rate as low as 11.75% APR |
| Fixed rate as low as 11.75% APR | |
| Maximum $5,000.00 with 36 months to pay | |
| Credit Card | As low as 8.9% APR fixed rates |
| Payments based on 3% of outstanding card balance. | |
| Home Equity Line of Credit | Variable rate 5.95% APR up to $75,000.00 / 180 months with no closing costs effective 10/1/2022. |
| The maximum Annual Percentage Rate that may apply is 15%. | |
| Home Equity Loan | Fixed rate with 10 years to repay – call office for rate 716-614-6445 |
| Home Improvement Loan | Up to $10,000 at 8.0%APR with 10 year payoff |
| New Cars | As low as 3.9% APR 1 |
| Used Cars | As low as 5.49% APR 1 |
| All dollar limits are dependent on the NADA retail price for used vehicles. | |
| Share Secured (Fixed Rate) | 2.50% APR / no $ limit up to 120 months |
| Mobile Home (Fixed Rate) | 9.00% / 90% APR financed up to 120 months |
| New Recreational Vehicles | 5.50% / 100% APR financed up to 120 months |
| Used Recreational Vehicles | 7.50% / 100% APR financed up to 120 months |
| Technology Loan | 6% APR for 24 months up to $2,500.00 |
1 Certain Restrictions Apply. Rates are based on TransUnion Credit Score.